Chase Ultimate Rewards: what it is worth to Europe
We value Chase Ultimate Rewards at 1.8 cents per point for transatlantic awards. Transfers 1:1 to Aeroplan and Virgin Atlantic — the two best-valued programs any transferable currency here reaches — plus Flying Blue, United and Avios. Priced above every one of them on purpose: you choose the partner after you know the route, so a flexible point is worth the best transfer for the trip in front of you rather than the average of five.
By Jon Miksis · valuation reviewed · quarterly, or immediately on a devaluation
- 1.8¢
- Our valuation per point, transatlantic awards
- #1 of 16
- Rank among the programs we value
- 5
- Transfer routes out, scored for Europe
- 4
- Cards in our set that earn it
Where to transfer Chase UR for Europe
Scored 0–100 for European routes specifically, blending the destination program’s value with how hard the award actually is to book.
| Transfer to | Ratio | Best for | Strength | The play |
|---|---|---|---|---|
| Aeroplan | 1:1 | business | 86 | Chase points to Aeroplan for Lufthansa, SWISS, or Austrian business class, with no fuel surcharges on most Star Alliance partners. |
| Virgin | 1:1 | business | 84 | Chase points to Virgin Atlantic, then book Delta One across the Atlantic as a partner award. |
| Flying Blue | 1:1 | both | 76 | Chase points to Flying Blue for Air France or KLM, timed to the monthly Promo Rewards for 25% off. |
| United | 1:1 | both | 62 | Chase points to United for Star Alliance award space, useful when Aeroplan comes up empty. |
| Avios | 1:1 | economy | 58 | Chase points to Avios for Aer Lingus via Dublin, best on off-peak dates where surcharges stay low. |
Cards that earn Chase UR
Airfare multipliers only. A card earning 4× on flights is a different tool from one earning 4× on groceries, and only one of them matters here.
- Chase Sapphire Reservepersonal4×
- Chase Ink Business Preferredbusiness3×
- Chase Sapphire Preferredpersonal2×
- Chase Freedom Unlimitedpersonal1.5×
Common questions
- What is a Chase UR point worth?
- We value it at 1.8 cents for transatlantic redemptions, which ranks it 1 of 16 programs we track. Transfers 1:1 to Aeroplan and Virgin Atlantic — the two best-valued programs any transferable currency here reaches — plus Flying Blue, United and Avios. Priced above every one of them on purpose: you choose the partner after you know the route, so a flexible point is worth the best transfer for the trip in front of you rather than the average of five. That figure is deliberately conservative: it is what you can expect to get on dates you actually want, not the best redemption anyone found all year.
- Where should I transfer Chase UR points for Europe?
- Our strongest route is Chase UR to Aeroplan at 1:1, scored 86 of 100 for Europe. Chase points to Aeroplan for Lufthansa, SWISS, or Austrian business class, with no fuel surcharges on most Star Alliance partners. We rank 5 routes out of Chase UR in total.
- Which credit cards earn Chase UR?
- 4 in our set, led by Chase Sapphire Reserve at 4× on airfare. We track airfare multipliers only, because that is the spend this site is about.
To decide whether to burn Chase UR on a specific flight, run it through the Points vs. Cash Calculator, which compares your redemption against the 1.8¢ figure above.
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